Bearish PRS

Put Ratio Spread Strategy

Low-cost bearish trade — profits from a moderate drop, risky if it crashes.

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What is the Put Ratio Spread Options Strategy?

A Put Ratio Spread is the bearish mirror of the Call Ratio Spread. You buy one ATM put and sell two OTM puts at a lower strike. The two puts you sell fund the one you buy — so entry is near zero or even a credit.

If the stock drops moderately to your sold strike, you make great money. But if the stock crashes far below, those two naked short puts create growing losses. It is a mildly bearish strategy best used when you expect a pullback, not a freefall.

Why is it Called "Put Ratio Spread"?

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Same logic as the Call Ratio Spread. "Put" because both options are puts. "Ratio" because the bought-to-sold ratio is unequal (1:2). The ratio creates the asymmetric payoff.

How Does the Put Ratio Spread Trade Work?

  1. 1 Step 1 — Pick a stock you expect to pull back moderately.
  2. 2 Step 2 — Buy 1 put near the current price.
  3. 3 Step 3 — Sell 2 puts at a lower support level.
  4. 4 Step 4 — Entry is near zero — the 2 short puts fund the 1 long put.
  5. 5 Step 5 — If stock drops to your target, collect max profit. If it crashes, losses grow.

Types of Put Ratio Spread Strategies

When to Use the Put Ratio Spread Strategy?

  • Mildly bearish — expect a pullback to support, not a crash
  • When puts are expensive (high IV) — the sold puts generate big premium
  • When there is a clear support level you expect to hold
  • As a cheaper alternative to a naked long put

Profit and Loss of the Put Ratio Spread

Before looking at the chart, here is a plain-English summary of what you can make and what you can lose.

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Maximum Profit

Spread width plus any credit received. At the sold put strike.

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Maximum Loss

Unlimited below the lower breakeven (stock crashes toward zero). Above: loss = any debit paid.

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Breakeven Point

Lower breakeven = lower strike − max profit.

Put Ratio Spread Payoff Diagram

The chart below shows how profit/loss changes with the underlying price at expiry. Green zone = profit, red zone = loss.

Put Ratio Spread Payoff Diagram illustrating profit and loss zones over underlying price0Low priceHigh priceProfitLoss
Illustrative payoff at expiry — not to scale

Put Ratio Spread Example Trade

BANKNIFTY at ₹48,000 Expiry: 21 days
ActionTypeStrikePremium
BuyPut₹48,000-₹420
SellPut₹47,000+₹220 × 2 = +₹440
Net Credit/Debit +₹20
Max Profit ₹1,020 — at ₹47,000
Max Loss Unlimited below ₹45,980. Above ₹48,000: keep ₹20 credit.
Breakevens: ₹45,980
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BANKNIFTY dropped from ₹48,000 to ₹47,100. Long put worth ₹900, short puts worth ₹0 each. Profit: ₹920 for a trade that cost nothing.

Pros & Cons of the Put Ratio Spread

Advantages
  • Near-zero entry cost
  • Great profit from a moderate decline
  • Effective in high-IV environments
  • Can enter for a credit
Disadvantages
  • Unlimited loss if stock crashes far below your shorts
  • Needs active monitoring
  • Complex risk profile
  • Not for beginners

Put Ratio Spread Frequently Asked Questions

Test Yourself

Quick Quiz

Answer all questions and check your score.

1 A Put Ratio Spread profits maximally when:

2 The biggest risk in a Put Ratio Spread is:

3 Put Ratio Spread vs Bear Put Spread — the key difference is:

4 Entry cost for a Put Ratio Spread is typically:

5 Put Ratio Spread is best suited for: